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Michigan Childcare Insurance

Whether you care for a few children in your home or operate a commercial childcare or daycare center for 200+ children, the risks are similar. A child’s injury or the mere accusation of abuse can ruin you and your business unless you have the proper insurance.

Insurance needs of those in the Michigan childcare business or daycare business are unique and require an insurance company with expertise. At Insurance Planning Service, we represent “A rated” insurance companies that are licensed in Michigan and offer coverage that is custom designed to meet the special requirements of childcare businesses.

Here are some of the benefits we offer:

  • General Liability with occurrence limits to $1,000,000
  • Umbrella Liability limits to $10,000,000
  • Abuse & Molestation Coverage available to full policy limits
  • Medical Payments of $10,000 including coverage for the children
  • Commercial Auto for vehicles including vans and buses
  • Workers Compensation
  • Property Coverage for your building or business personal property

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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake