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Contractors Insurance

Livonia, Farmington Hills, Michigan

Construction WorkerContractor's Insurance is absolutely necessary for contractors.  If it's not a real accident, it's someone claiming to have one!  The cost of hiring a lawyer to defend a contractor can be staggering.

At Insurance Planning Service, we understand the special insurance needs of contractors.  From General Liability to Workers Comp - from Business Auto to Tools & Equipment - we have you covered!  We can arrange flexible insurance programs to meet the needs of many types of contractors, whether your business consists of just you or an entire staff of employees.

We offer special discounted Contractor Insurance packages that INCLUDE General Liability, coverage for small tools, materials, and much more for the following types of businesses:


  • APPLIANCE installation, service or repair
  • CARPENTRY - interior or construction up to 3 stories
  • CARPET or UPHOLSTERY cleaning
  • COMMUNICATIONS equipment installation, service or repair
  • DRIVEWAY, sidewalk or parking area paving
  • ELECTRICAL APPARATUS service or repair
  • ELECTRICAL WIRING within buildings
  • EXCAVATION WORK for basements, foundations at residential or small commercial sites
  • FLOOR COVERING installation
  • FURNITURE or FIXTURES installation at offices or stores
  • GUTTER or DOWNSPOUT installation or repair
  • HEATING & AIR CONDITIONING installation, service or repair
  • JANITORIAL SERVICES in offices and stores after hours
  • LAWN SPRINKLER installation and service
  • MASONRY (exterior up to 3 stories)
  • PAINTING (exterior up to 3 stories)
  • PAPERHANGING and decorating
  • PLASTERING and stucco
  • PLUMBING - residential or commercial
  • SIDING INSTALLATION (up to 3 stories)
  • SWIMMING  POOL installation, service or repair
  • TILE, stone, marble or mosaic work
  • WALLBOARD and wall covering installation
  • WATER SOFTENING sales, service, rental

Plus, there are discounts available on Commercial Auto and Workers Compensation when purchased with our special Contractors Insurance package!  Call today.  Find out if YOU qualify! 

Be sure to ask us about other important parts of your insurance program, including: Commercial Auto; General LiabilityCommercial PropertyWorkers CompensationUmbrella Liability Bonds.

Getting a QUOTE for CONTRACTORS INSURANCE is quick and easy!
Get a Quote
One of our dedicated representatives will contact you shortly!


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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake