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Business Owners Policy

Livonia, Farmington Hills, Michigan

BusinessA Business Owner’s Policy is a special Commercial Package Policy that is pre-bundled with property, liability and medical expense coverages -much like a Homeowner’s Insurance policy is for a home.  A Business Owner's Policy is designed to accommodate many small to medium size lower-hazard "main street" businesses, such as retail stores, offices, service businesses, and wholesalers.  Some insurance companies also offer this form of policy to light manufacturing, garage businesses and contractors.  Because of the broad nature of the Business Owners Policy, there can be restrictions on the size of businesses that are eligible - both area and gross sales - as well as the types of products sold or serviced.

Business Owners Policy offers a very cost-effective insurance program for many businesses.  For others, a Business Owners Policy can be more expensive than a standard Commercial Package Policy because it includes a lot of pre-bundled coverages.  Let the knowledgeable staff at Insurance Planning Service work with you to help determine which form of insurance best meets the needs of your business.

Be sure to ask us about other important parts of your insurance program, including: Commercial Auto; General LiabilityCommercial PropertyWorkers CompensationUmbrella Liability Bonds

Getting a QUOTE for a BUSINESS OWNERS POLICY is quick and easy!
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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake