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If you’re a parent with teenagers you know that the prom is a special night for your teen, and while you want them to have a fun and memorable night with their friends, you also want to make sure they stay safe.  If your teen is driving on prom night or riding with a friend who is driving, here are three things to discuss with your teen before the big night:

1) Driving under the influence. Automobile accidents are the leading cause of death among teens, with one third of those deaths being alcohol related, according to the organization Mothers Against Drunk Driving. Avoiding situations with alcohol and drug use is the best way to avoid driving under the influence or riding with someone who is under the influence. If necessary make arrangements to have a designated driver or call someone else for a ride. There are no consequences that are worse than injuring or killing yourself or others.

2) Distracted Driving. According to the FCC, distracted driving accounted for 16% of all fatal crashes in 2008 and 21% of accidents involving injuries. Distractions can include texting, talking on the phone and even scrolling through a playlist on an MP3 player. If your teen is going to be in a car on prom night, remind them that no text or phone call is worth injuring or killing themselves, their passengers and others on the road. If they need to call or text someone for directions or to let them know they’re on their way, tell them to pull into a parking lot or a safe area along the road with plenty of room between the vehicle and moving traffic.

3) Passenger Safety. Tell your teen that as a driver, they have a responsibility for the passengers in the vehicle. Make sure everyone has their seatbelts on before leaving and during all trips.  A driver should make sure that passengers don’t lean out of windows, throw things from a moving vehicle or engage in other horseplay. Remind your teen to never transport more passengers than there are seatbelts- an overcrowded vehicle is not a safe vehicle.

If you’re a parent whose teenager is getting ready for the prom, talk us at Insurance Planning Service - your Trusted Choice® independent insurance agent - about how your insurance coverage works with your teen, and make sure your teen understands the rules you set for them.  Call us at 800-220-5582 or contact us on the web today!
 
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Insurance Planning Service - Mailing Address
4808 Broadmoor Ave SE | Grand Rapids, MI 49512

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake