The goal of commercial auto insurance is to minimize your risks. You use it to help if there is an incident. However, it is up to you to make sure your drivers are safe. With new tech, there are increasing ways to improve your overall safety and to reduce risks. GPS tracking is one of those tools. It allows companies to have far more protection in place. How can it help you?
Minimizing Driver Risks
Today, many drivers are spending more hours on the road than ever. If you are a trucking company, your drivers may have to abide by laws that require on-and-off time.
However, even if you just have delivery drivers, you need to consider drive time. The more hours an employee is behind the wheel, the higher the risk is for injuries and accidents.
With GPS tracking, you gain some insight into this. Some units allow you to track how long your driver is moving – such as driving. It can provide you with insight into whether drivers are operating the vehicle for too many hours at a time. This can help you to know if they are taking breaks or sleeping long enough between long shifts.
If the driver gets to a destination too soon, that could indicate he or she is speeding. It could also signal your driver is operating without enough breaks or caution. This increases your risks.
Tracking Movements of Your Vehicle
A GPS tracking device can also provide you with insight into where your vehicle is. As noted, this can help to ensure the driver is operating in a safe manner. It also helps in managing your equipment.
With this type of unit in place, you know where your truck is at all times. If your driver reports someone stole the vehicle, you can work with the police to pinpoint its location. This safeguards your vehicle and the contents.
Also important, you can track how the driver is transferring the material. Are they not going where they should? Did the driver stop somewhere he or she should not? This can help you manage your employees while also managing your vehicle.
GPS tracking for commercial vehicles is growing in common use. New systems give you more insight and control. Use this information to prove to your commercial auto insurance company how responsible and safe your drivers are and that your vehicles are safe.
Want to learn about insurance coverage options for your fleet? Call Insurance Planning Services today at 800-220-5582.
Saving on Your Commercial Auto Insurance During The Business Off-Season