THURSDAY, OCTOBER 9, 2014
Did you know?
Tips to avoid a car-deer crash:
- Car-deer crashes are a year-round problem in Michigan. During 2012, there were 48,918 reported car-deer crashes.
- A car-deer crash occurs every nine minutes.
- The average car-deer crash causes $2,100 in damage, usually to the front end, and often leaves the vehicle un-drivable
If a crash is unavoidable:
- Stay aware, awake and sober.
- Drive at a safe speed.
- Observe your surroundings.
- Pay attention to deer crossing signs. They are placed at known deer crossing areas.
- Deer are herd animals and frequently travel in single file. If you see one cross the road, chances there will be more following.
- Always wear your safety belt.
Article Source: Michigan Millers Mutual Insurance Company
- DON'T SWERVE. Brake firmly, stay in your lane, hold onto the steering wheel and bring your vehicle to a controlled stop.
- PULL OFF THE ROAD. Turn on your emergency flashers and be cautious of other traffic if you leave your vehicle.
- DON'T ATTEMPT TO REMOVE A DEER from the roadway unless you are convinced it is dead. An injured deer's sharp hooves can easily hurt you.
- REPORT A CRASH to the nearest police agency and your insurance agent.
TUESDAY, MAY 15, 2012
Car-deer crashes are a year-round problem in Michigan. During 2010, there were 55,867 reported car-deer crashes in this state alone. That translates into one car-deer crash every nine minutes.
These crashes are at least a $130 million a year problem. The average car-deer crash causes about $2,100 in damage, usually to the front end, often leaving the vehicle undriveable.
Car-deer crashes are not only costly, they are deadly. In 2010, 11 persons were killed in crashes with deer. Another 1,433 were injured. The most serious crashes occur when motorists swerve to avoid a deer and hit another vehicle or fixed object, such as a tree.
Several factors are combining to make the car-deer crash problem grow. Urban growth spreading into deer habitat and a deer population that is four times higher than 1970 combine to force deer into smaller areas and into contact with people, often in collisions with vehicles. The deer herd in this state is estimated at about 1.7 million.
More than half of all car-deer crashes occur in southern lower Michigan. In 2010, The five counties with the most vehicle-deer crashes were: Kent (1,976), Oakland (1,836), Jackson (1,779), Calhoun (1,618) and Lapeer (1,321).
Here are some tips to lessen your chances of being involved/injured in a car-deer crash:
-Stay aware, awake and sober.
-Remember car-deer crashes occur all year, but be especially alert in the spring and fall and at dusk and dawn.
-Pay attention to deer crossing and speed limit signs. They are placed at known deer crossing areas to alert you to the possible presence of deer.
-Deer are herd animals and frequently travel in single file. If you see one whitetail cross the road, chances are there will be more.
-Remember to always wear a safety belt. It is the best defense against injury in any roadway crash.
If a crash is unavoidable:
-Don't swerve. Brake firmly, stay in your lane, hold onto the steering wheel and bring your vehicle to a controlled stop.
-Pull off the road. Turn on your emergency flashers and be cautious of other traffic if you leave your vehicle.
-Don't attempt to remove a deer from the roadway, unless you are convinced it is dead. An injured deer's sharp hooves can easily hurt you.
-Report the crash to the nearest police agency and your insurance agent. Car-deer crashes are typically covered under the comprehensive portion of the insurance policy.
-Police or DNR conservation officers may issue you a permit if you want to keep the deer.
If you are on a motorcycle:
-Be alert for deer whenever they ride. Deer-vehicle crashes happen in urban, suburban and rural areas.
-Slow down. Decreasing speed gives a motorcyclist more time to spot an animal and react.
-Cover the brakes to reduce reaction time.
-Use high beam headlights and additional driving light when possible.
I-f riding in a group, spread out riders in a staggered formation. If one rider hits a deer, this will lessen the chance that other riders will be involved.
-Wear protective gear at all times.
To check up on your insurance policies, contact the experienced professionals at Insurance Planning Service today at 800-220-5582 or use our online contact form.
Article source: IIM
Image source: MichiganScience.org
THURSDAY, OCTOBER 13, 2011
According to information published by State Farm, Michigan drivers run a 1 in 90.5 chance of having an accident involving a deer. Michigan ranks 5th in the nation.
The explosion in the deer population has lead to a continuing increase in deer-car collisions. This trend will only increase as the deer population grows and urban habitats continue to encroach upon rural environments.
According to the National Safety Council, there were 530,000 animal-related accidents in 2003 and these collisions resulted in 100 deaths and 10,000 injuries.
The average cost per insurance claim for collision damage is $2,800, with costs varying depending on the type of vehicle and severity of damage. When you factor in auto claims involving bodily injury, the average rises to $10,000.
Defensive driving tips to avoid hitting a deer.
- Be especially attentive from sunset to midnight and during the hours shortly before and after sunrise. These are the highest risk times for deer-vehicle collisions.
- Drive with caution when moving through deer-crossing zones, in areas known to have a large deer population and in areas where roads divide agricultural fields from forestland. Deer seldom run alone. If you see one deer, others may be nearby.
- When driving at night, use high beam headlights when there is no oncoming traffic. The high beams will better illuminate the eyes of deer on or near the roadway.
- Slow down and blow your horn with one long blast to frighten the deer away.
- Brake firmly when you notice a deer in or near your path, but stay in your lane. Many serious crashes occur when drivers swerve to avoid a deer and hit another vehicle or lose control of their cars.
- Always wear your seat belt. Most people injured in car/deer crashes were not wearing their seat belt.
- Do not rely on devices such as deer whistles, deer fences and reflectors to deter deer. These devices have not been proven to reduce deer-vehicle collisions.
If your vehicle strikes a deer, do not touch the animal. A frightened and wounded deer can hurt you or further injure itself. The best procedure is to get your car off the road, if possible, and call the police.
Contact your insurance agent or company representative to report any damage to your car. Collision with an animal is covered under the comprehensive portion of your auto insurance policy.
Courtesy: Insurance Information Institute