It’s that time of year when many people take trips to the lake and rent Jet Skis or Wave Runners for some fun but you have to be careful! Many rental agencies will advise that coverage is afforded by a homeowner policy but that is only partially correct. A standard homeowner policy will provide liability coverage when someone rents a personal watercraft as long as it has less than 50 horse power. It is rare to find any personal watercraft with horse power that low. We highly recommend checking with the rental agency to see if they offer coverage that can be added to the rental agreement.
Image courtesy of arztsamui / FreeDigitalPhotos.net