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Whenever you hit the water in your boat, you want it to function optimally. No one wants to be caught off guard by unexpected system failures or safety complications. Before you start an excursion, take the time to inspect your boat’s operational safety. Doing so could prevent a problem while you enjoy the water.

If you neglect the safety of your boat or passengers, this could lead to an accident where you are responsible for the damage. Your boat insurance company could deny your claim because you didn’t properly mitigate risks that threatened your safety.

Therefore, take the time before you start excursion to perform safety checks around your vessel. Safety checks involve inspecting multiple systems, as well as your passengers’ security.

  • Before starting the boat, check your engine and gas system. You should always perform regular maintenance on your engine to keep it safely operational. When preparing for an excursion, check around the system for signs of corrosion, contamination or leaks. Any of these problems could cause problems while you boat. Always follow a strict startup procedure when starting the engine.
  • Test your boat’s compass or GPS system. Should your boat’s navigation systems fail, you could sail into unfamiliar territory. Sailing in an unfamiliar area could cause you to get lost, collide with another boat, or crash into an underwater obstacle. This could cause problems for your boat and your insurance liabilities.
  • While still on the dock, test and tune your radio. Your radio serves as a valuable point of contact between you and emergency services, other boaters, and port authorities. Maintain a radio connection to required or recommended stations during the duration of your excursion.
  • Whether you travel during the day or night, always test your lights. Most boats come with a form of lighting apparatus. Other operators may have to buy a lighting attachment for  the boat. Boating laws often require certain operators or vessels to use lights under all conditions. If you see any signs that a light might fail, repair the problem before you leave the dock.
  • Most boats come equipped with horns or whistles to help them make others aware of their location and actions on the water. Some smaller crafts may not include horns, so some boaters use a variety of other signals to notify others of their actions. If you have horns, test them before leaving.
  • Many boaters use common maritime flag signals while on the water. Before leaving on an excursion, check to make sure you have flags that could assist you on the excursion.

Also never forget to check your passenger safety equipment and life preservers before you hit the water. With the right care, you can protect your boat and your passengers.

We’ve got you covered. Insurance Planning Service can help you get a Michigan boat insurance policy that protects you from specific maritime risks. Call us at (800) 220-5582 for a fast, free quote right now.

Posted 10:17 AM

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Insurance Planning Service - Mailing Address
4808 Broadmoor Ave SE | Grand Rapids, MI 49512

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake