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image of RV driving through mountainsMaintaining proper recreational vehicle coverage is essential for any owner. These vehicles tend to be high value and important to many families for maintaining a desired quality of life. For this reason, it’s important to choose the right RV insurance for the specific type of vehicle you own, and to customize that plan to address the specific needs of it. For those who have a Class B RV, you’ll want to choose a plan that fits your budget and properly matches the unique elements of this type of vehicle. There are a few things to keep in mind.

What are Class B Recreational Vehicles?

There are three divisions or classifications of recreational vehicles. Class B is specifically designed for those that have the smallest of all types of RVs. These do range widely. They commonly include vehicles that do not have a cab-over. In addition, they can include cargo van styles. Travel trailers fit here, as do camper vans. These are some of the most common types of RVs used today for those who may like to camp for a weekend or need to infrequently spend time on the road. However, just because they are smaller does not mean they are any less important to insure properly.

What Insurance Do You Need?

Class B RVs still require RV insurance. The first step should be to protect the RV itself based on its value and whether or not you want to maintain actual value or replacement value coverage. Contents insurance is also provided with basic plans. Liability risks remain the same with Class B vehicles whether they are operated on their own or pulled behind a trailer. Comprehensive support for the vehicle is also a good idea to protect it from theft, fire and vandalism. Collision insurance can also be of value.

Customizing an RV insurance plan is very important for most owners. It’s also important to choose a plan that addresses the value of the RV and whether or not you want to replace it should an accident or other incident occur. These plans are very flexible and most are surprisingly affordable.

Are you covered? Call Insurance Planning Service at (800) 220-5582 for more information on Michigan RV insurance.

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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake