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Do you own a business with employees?  If you have even one full-time employee or more than two part-time employees Michigan law requires that you have Michigan workers compensation insurance

Michigan work comp insurance pays for all medical and rehabilitative costs and lost wages that result from an employee’s work-related injury or illness.  The standard Michigan work comp policy also includes employer liability coverage – protection in the event an employer is sued as a result of an employee’s work-related injury or illness.  The cost of the insurance is definitely worth the price paid if an employee is injured on the job. 

An employer without workers compensation insurance can be liable for all expenses that an employee would be entitled to by Michigan law; and that can be hefty!  One accident could quickly put your business out of business.  And, if that isn’t enough, the law provides that employers can be fined up to $1,000 per day for failure to carry proper workers compensation insurance!

Call Insurance Planning Service today at 800-220-5582 for a quote on Michigan Work comp insurance.

By Richard D. Bernard, AAI, CIC
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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake