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Motorcycle RidersMotorcyclists are known for taking pride in their bikes. But just because you love your bike doesn't mean you love paying for motorcycle insurance. Of course, you know how valuable the coverage is, but wouldn’t it be nice if it cost less? The good news is that there are plenty of ways to save on motorcycle insurance!

Your motorcycle itself is a factor in premium calculation:
  • Pricier bikes cost more to insure than more modest bikes because of higher repair expenses.
  • Custom accessories and paint jobs increase the value of your bike, so a bike with standard accessories and paint costs less to insure.
How and when you ride contributes to premium prices:
  • Spending more time on the road statistically increases your chances of being involved in an accident, so seasonal or weekend riders may pay less for coverage than year-round riders.
  • Motorcyclists with clean driving records typically pay less than those with a history of tickets and accidents.
  • Your method of motorcycle storage is also a factor. Motorcyclists who store their bike in a garage or shed may pay less than those who store their bike outdoors, where the risk of theft and vandalism is higher.
You can also talk to your independent insurance agent about these additional savings:
  • Bundling your motorcycle insurance with your other personal policies (home, auto, life etc.) is the easiest way to save money across your entire insurance portfolio.
  • Paying annually or biannually, rather than monthly, is a great way to eliminate the extra expense of processing fees that are tacked on by many insurers.
  • Many insurers offer a variety of discounts, from customer loyalty to safe driving discounts. Ask your agent if you qualify for these valuable savings.
We'll help you save today. Call Insurance Planning Service at (734) 421-9900 for more information on Michigan motorcycle insurance.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake