Your workers compensation insurance rates usually depend on how many injury claims you've had. To keep your insurance rates low and your employees healthy, take these preventive measures.
Train Your Employees On Safety
One of your most important tasks is training your employees on how to do the job safely. Even if they're experienced, you likely still have some processes and equipment that are either unique to your company or that the employees may not have encountered before.
To make sure that they get all the information that they need, have a standardized training process rather than assuming they'll learn on the job. By making this training a focal point — rather than something done in passing — you're also emphasizing that safety is part of your culture.
Give Your Employees The Tools They Need
Many injuries result from old equipment or employees trying to make do with something that isn't quite right for the job at hand. If you require them to buy their own personal protective equipment, there's a chance that they either won't get it — or that they won't maintain it properly when they want to spend their money on other things.
Whenever tools or equipment are important to safety, your company should take on the responsibility of providing them.
Document All Incidents
Document all potential injuries, no matter how minor. This does a few things. First, it allows you to identify safety problems that you can fix with new procedures, training, or equipment before someone is seriously hurt.
Second, when you make it normal to report all injuries, workers won’t get the impression that doing so is bad. This makes them less likely to tough out injuries.
Finally, if you record that an employee reported a minor injury and immediately went back to work, it can protect you from an embellished or fraudulent workers compensation claim.
Take Disciplinary Action For Unsafe Incidents
If employees fail to follow your safety procedures, take the level of disciplinary action you feel will prevent a repeat of the same problem. Pay particular attention to supervisors who may be pressuring employees to cut corners to make the supervisor look like they're getting more out of their team. If you don't enforce safety and prevent accidents, associated workers compensation insurance rate increases could be far more than any cost savings.