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As a business owner, one of the most important steps you can make is in obtaining business insurance. Although there are a number of policies that may be applicable to keeping your company safe, many business owners may consider business insurance as being too expensive, or they view it as unnecessary. But that’s not true. Here are a few reasons why business insurance is essential to protecting your business:

  • You’re protecting your investment: When starting a business, you’re making a huge investment into your future. You’ve spent time and money on getting things in order, obtaining equipment, a facility and employees. When you’ve taken this much time, making sure you are protected in the event of a disaster is key.
  • You’re following the law: In many states, workers compensation insurance and commercial auto insurance is mandatory. You always want to comply with the regulatory agencies in your city and state to make sure your business is viewed in the best light.
  • It helps protect you in lawsuits: Anyone can have a slip and fall, or an unruly customer may not be happy with your work. When you are faced with a potential liability, your business insurance can help protect your company and keep you in operation throughout the situation.
  • It protects you in times of disaster: Natural disasters occur all the time, as well as theft, fire and other unforeseen circumstances. Business insurance can protect your company and relocate you to keep your operations running throughout that time of turmoil. Your business insurance can also replace or repair your equipment or building, alleviating the extra expense you would have previously incurred.

These are just a few ways having business insurance can protect your company and investment. Doing your research and obtaining the policy that would be most beneficial to you can pay off in the long run.

Protect your livelihood with the right coverage. Call Insurance Planning Service at 800-220-5582 for more information on Michigan business insurance.

Posted 10:58 AM

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Lighthouse Group Main Office in Grand Rapids, MI
Mailing Address | P.O. Box 530009, Livonia, MI 48153

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake