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TravelerIf you're planning a big, exciting trip, or if you travel frequently, you may want to consider purchasing travel insurance to protect your investment in travel expenses. While a quiet trip to visit family may involve a low financial risk, a trip overseas requires a much larger investment. In order to determine if travel insurance is right for you, let's take a look at a few of the basic things it covers.

Cancellations or Trip Interruptions


Sometimes, unexpected events suddenly present themselves and force people to cancel vacation plans or to terminate a vacation earlier than planned. However, this can lead to extremely high last-minute airfare rates and/or lost funds on pre-paid vacation packages. Travel insurance can reimburse these expenses after a covered event occurs, such as a death in the family, severe weather, illness or unexpected home damage.

Luggage


The belongings you pack for a trip may determine how you're able to enjoy the trip, such as camera gear or sporting equipment. Not to mention, luggage itself can be very expensive. Losing a bag can certainly ruin a trip. Travel insurance can reimburse you for luggage that is lost, damaged, stolen or delayed in transit.

Medical Expenses


Your health insurance will cover you at home, but what about while you're spending a month abroad? Travel insurance can offer additional health coverage, which is especially helpful if you're traveling to a remote area where you may need emergency transportation to a medical facility.

Talk to your independent insurance agent about your travel plans so he or she can assess the best travel insurance policy for you — whether that means single trip coverage or annual coverage. The frequency of your travels and your destinations will determine the type of policy that will best suit your needs.

Enjoy your vacation with peace of mind. Call Insurance Planning Service at (734) 421-9900 for more information on Michigan travel insurance.
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Insurance Planning Service - Mailing Address
4808 Broadmoor Ave SE | Grand Rapids, MI 49512

Phone: 734.421.9900 | Toll Free: 800.220.5582 | Fax: 734.421.9911

Also serving these Detroit area communities in Michigan: Livonia, Farmington Hills, Ann Arbor, Southfield, Plymouth, Canton, Westland, Northville, Novi, Dearborn, South Lyon & Walled Lake