Directors' & Officers' Liability, often simply called D&O, is an important component of an organization’s insurance program.  Directors and Officers have the huge responsibility of implementing sound organizational policies and procedures and for monitoring management's implementation of such procedures.  These include areas of financial management, hiring & firing decisions, managing conflicts of interest, and more.

Directors and Officers can be sued by stockholders, employees, the public and, in the case of nonprofits, members and donors because of the decisions they make. 

When considering Directors' & Officers' Liability insurance, don’t make the mistake of comparing only coverage limits, deductibles and premiums.  There are almost no two policies alike – it is important to carefully review the policy’s terms and conditions to be sure the policy you choose meets the needs of your organization. 

As an Independent Insurance Agency, Insurance Planning Service is able to compare policies from the best companies and present you with the best options. 

Be sure to ask us about other important parts of your insurance program, including: Commecial Auto; General Liability; Commercial Property; Workers Compensation; Umbrella Liability;  Employee Benefits; Bonds.