Homeowner’s insurance does not typically cover flood damage.  However flooding is ranked the #1 natural hazard in the U.S., occurring in and causing damages in all 50 states. Purchasing Michigan flood insurance through Insurance Planning Service can protect you.

According to Floodsmart.gov, just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to nearly $48,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property, since contents coverage is optional. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.

Be sure to ask us about other important parts of your insurance program, including Personal Auto; Home Insurance; Umbrella Liability; Health; Life or insurance for your Business.

Getting a QUOTE for FLOOD INSURANCE is quick and easy!
One of our dedicated representatives will contact you shortly!